Frequently Asked Questions

What types of real estate loans do you offer?

We offer a variety of real estate loans including home purchase loans, refinancing options, hard money loans, and home equity loans. Each loan type is designed to meet different financial needs and goals.

What are the requirements to qualify for a loan?

To qualify for a loan, you typically need to provide proof of income, a good credit history, and sufficient equity in the property. Specific requirements may vary depending on the type of loan and your financial situation.

How long does the loan approval process take?

Our loan approval process is designed to be fast and efficient. Typically, you can expect to receive a decision within a few days of submitting your completed application and required documents.

What interest rates do you offer?

Interest rates vary based on the type of loan, the loan term, and your creditworthiness. We strive to offer competitive rates and will provide you with a personalized rate quote during the application process.

Are there any upfront fees or hidden costs?

We are transparent about all fees and costs associated with our loans. While there are no upfront appraisal fees, borrowers who proceed with the loan after conditional approval will be charged for the appraisal. All other fees will be clearly disclosed before you proceed with the loan.

Can I pay off my loan early?

Some of our loans include prepayment penalties, depending on the terms agreed upon. It's important to review the specific terms of your loan agreement to understand any potential prepayment penalties that may apply.